2025 Tax Year British Columbia

British Columbia
Tax Calculator 2025

Calculate your BC provincial and federal income taxes. See BC's 7 tax brackets, from 5.06% to 20.5%, and get personalized tax-saving recommendations.

7 Tax Brackets

BC has one of the most graduated tax systems with 7 brackets. Low earners pay just 5.06%, while the top rate is 20.5% on income over $252,752.

No Health Premium

BC eliminated MSP premiums in 2020. Unlike Ontario, BC residents don't pay a separate health premium on their tax return.

BC Climate Action Credit

Low and middle income BC residents may qualify for the BC Climate Action Tax Credit, a quarterly payment to offset carbon tax.

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Province/Territory

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Income Sources

Click + to add your first income source

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Deductions & Credits

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2025 Limit: $32,490 or 18% of income
Get $25 bonus → Open RRSP
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Annual Limit: $8,000
Save tax-free → Open FHSA
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2025 BC Provincial Tax Brackets

Income Range Provincial Rate Combined Rate*
$0 – $47,9375.06%20.06%
$47,937 – $95,8757.70%28.20%
$95,875 – $110,07610.50%31%
$110,076 – $133,66412.29%38.29%
$133,664 – $181,23214.70%40.70%
$181,232 – $252,75216.80%46.12%
Over $252,75220.50%53.50%

*Combined rates include federal tax at respective brackets.

BC Tax Calculator FAQ

How does BC compare to Alberta for taxes?

BC has higher taxes than Alberta. A $100,000 income pays about 28% in BC vs 25% in Alberta. However, BC has no sales tax on most goods (7% PST on some items).

What is the BC Climate Action Tax Credit?

A refundable tax credit for low and modest income individuals and families to help offset the carbon tax. Single adults may receive up to $504 annually.

Is Vancouver tax different from BC?

No, all BC residents pay the same provincial tax rates regardless of city. However, property taxes and municipal fees vary by location.

What is BC's basic personal amount?

BC's basic personal amount for 2025 is approximately $12,580. You pay no provincial tax on your first $12,580 of income.

How BracketBuddy Works

1

Enter Your Income

Add all your income sources: employment (T4), self-employment, investments, rental properties, and more. Use your paystub or tax slips to fill in the details.

2

Add Deductions

Enter your RRSP contributions, FHSA, childcare expenses, and other deductions that reduce your taxable income.

3

Get Your Results

See your estimated federal and provincial taxes, effective tax rate, and whether you'll owe money or get a refund.

4

Optimize & File

Review personalized recommendations to reduce your tax bill, then file your taxes with confidence.